Harvard, NE demographics:
population, income, and more

Total population
1,008
0.7% year-over-year change
Median household income
$66,000/yr
-2.7% year-over-year change
Housing units
449
-3.4% year-over-year change

Harvard population

How many people live in Harvard

Harvard is home to 1,008 residents, according to the most recent Census data. Gender-wise, 49.1% of Harvard locals are male, and 50.9% are female.

Total population
1,008
0.7% year-over-year change
Gender ratio
Male
49.1%
495
Female
50.9%
513
Value Percent YoY change
Male 495 49.1% 1.0%
Female 513 50.9% 0.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Harvard is 36, with the population distributed as follows: about 20.1% are children under 15, then 15.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.9% of the population, while another 25.6% fall into the 45 to 64 bracket. Finally, around 17.7% are 65 or older.

Median age
36
Age breakdown
Under 15
20.1%
15 to 24
15.7%
25 to 44
20.9%
45 to 64
25.6%
Over 65
17.7%
Value Percent YoY change
Under 15 203 20.1% 14.0%
15 to 24 158 15.7% 1.3%
25 to 44 211 20.9% -4.1%
45 to 64 258 25.6% 1.2%
Over 65 178 17.7% -7.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Harvard, 91% of the population are US-born citizens, while 6.2% have gained naturalized citizenship. At the same time, 2.8% of residents are non-citizens. There’s also a share of 9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
91%
Non-U.S.-born citizens
6.2%
Non-citizens
2.8%
Value Percent YoY change
U.S.-born citizens 917 91% 0.8%
Non-U.S.-born citizens 63 6.2% 34.0%
Non-citizens 28 2.8% -36.4%
Racial breakdown
White
73.4%
Black or African American
0.8%
American Indian and Alaska Native
3.6%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9%
Other
13.2%
Value Percent
White 740 73.4%
Black or African American 8 0.8%
American Indian and Alaska Native 36 3.6%
Two or more races 91 9%
Other 133 13.2%

Households in Harvard

A peek inside Harvard households

Harvard has 414 households, with an average of 2 members in each. Of these, 66.9% are families, while the remaining 33.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
414
-0.5% year-over-year change
Average people per household
2
Non-family households
137
Family households
277
Value Percent YoY change
Non-family households 137 33.1% 15.1%
Family households 277 66.9% -6.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Harvard

The housing landscape of Harvard

Harvard's housing consists of 449 units, with 69.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 6.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 4.4% of the housing landscape.

Housing units
449
-3.4% year-over-year change
Housing types
Value Percent
1 unit, detached 314 69.9%
1 unit, attached 28 6.2%
2 units 19 4.2%
3 or 4 units 44 9.8%
5 to 9 units 12 2.7%
20 to 49 units 7 1.6%
50 or more units 5 1.1%
Mobile home 20 4.4%
Homes built since 2020
0
% year-over-year change

The age of buildings in Harvard

In Harvard, the median construction year is 1956. About 32.5% of homes were built before the 1940s, with another 13.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 146 32.5% 16.8%
Built between 1940 and 1949 61 13.6% -22.8%
Built between 1950 and 1959 27 6% -25.0%
Built between 1960 and 1969 67 14.9% 24.1%
Built between 1970 and 1979 77 17.2% -21.4%
Built between 1980 and 1989 21 4.7% -30.0%
Built between 1990 and 1999 30 6.7% 20.0%
Built between 2000 and 2009 20 4.4% 11.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Harvard occupancy rates

Out of the 414 occupied housing units in Harvard, 74.4% are owner-occupied, while 25.6% are lived in by tenants. Meanwhile, 7.8% of all homes on the local market sit vacant.

Occupied housing units
414
-0.5% year-over-year change
Occupancy breakdown
Renter occupied
106
Owner occupied
308
Value Percent YoY
change
Renter occupied 106 25.6% 8.2%
Owner occupied 308 74.4% -3.1%
Unoccupied housing units
7.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Harvard housing costs

Housing costs in Harvard come to a median of $654 per month, while tenants specifically pay a median gross rent of $708.

Median housing costs per month
$654/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Harvard
$708/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Harvard

Harvard education at a glance

About 51.5% of the population in Harvard went to high school, while 22.8% pursued college studies. Another 8.3% earned an associate degree and 5.7% hold a bachelor’s. Meanwhile, 5.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 46 6.1% 24.3%
High school diploma 387 51.5% -1.3%
College diploma 171 22.8% 6.2%
Associate degree 62 8.3% 0.0%
Bachelor's degree 43 5.7% -27.1%
Graduate degree 42 5.6% -20.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Harvard

How much people earn in Harvard

The average annual household income in Harvard was $76,914 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.7% change from the previous year. At the same time, the median income stood at $66,000, reflecting a -2.7% shift over the same period.

Average household income in Harvard
$76,914/year
4.7% year-over-year change
Median household income in Harvard
$66,000/year
-2.7% year-over-year change

Harvard income by age

In Harvard, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $73,500. Those with someone between 45 and 64 in charge, often well established professionally, earn $71,058 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $75,714, while those led by someone over 65, many of whom may be retired, have about $44,583 in earnings. Overall, 92.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $75,714 18.8%
25 - 44 $73,500 3.3%
45 - 64 $71,058 -11.9%
Over 65 $44,583 -17.1%
Above poverty level
890
Below poverty level
72
Value Percent YoY
change
Above poverty level 890 92.5% 0.9%
Below poverty level 72 7.5% -17.2%

Average renter income in Harvard

To get a better sense of what renters earn on average in Harvard, their median household income was $25,909 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 32.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$25,909
Rent-to-income ratio
32.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Harvard

Workforce and job types in Harvard

The job market in Harvard is powered by 508 working residents, spread across a range of industries and roles. 72.4% of the working population are employed in professional or administrative positions, while 27.6% are in hands-on or service-based jobs. Also, 16.7% run their own businesses, 56.5% are employed by private companies, and 17.9% work in the public sector.

Workforce demographics

Working population
508
-4.0% year-over-year change
White collar
368
Blue collar
140
Value Percent YoY change
White collar 368 72.4% -0.3%
Blue collar 140 27.6% -12.5%
Employer type
Self employees
16.7%
Private companies
56.5%
Governmental workers
17.9%
Not for profit companies
8.9%
Value Percent YoY change
Self employees 85 16.7% 11.8%
Private companies 287 56.5% -11.2%
Governmental workers 91 17.9% 0.0%
Not for profit companies 45 8.9% 15.4%
Unemployment rate
3.0%
220.0% year-over-year change

Available workforce

The unemployment rate in Harvard stands at 3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Harvard

How people get around in Harvard

Commuting methods vary: 90.2% of residents travel by personal vehicle and 6.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 461 90.2% -1.9%
Walk 35 6.8% 6.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Harvard by zipcode?

Zipcode Population Number of households Median income Average income
68944 1,252 521 $69,432 $87,355

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FAQs about Harvard demographics 

What is the total population of Harvard?

Harvard has a total population of 1,008 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.7% compared to a year ago.

What is the gender ratio in Harvard?

The gender ratio in Harvard is as follows:
  • 49.1% males (495 residents)
  • 50.9% females (513 residents)

What is the median age in Harvard?

The median age in Harvard is 36.

What is the age distribution of the population in Harvard?

The age distribution in Harvard is as follows:
  • Under 15: 20.1% (203 residents)
  • Ages 15-24: 15.7% (158 residents)
  • Ages 25-44: 20.9% (211 residents)
  • Ages 45-64: 25.6% (258 residents)
  • Over 65: 17.7% (178 residents)

What is the racial and ethnic makeup of Harvard?

The racial and ethnic makeup of Harvard is as follows:
  • White: 73.4% (740 residents)
  • Black or African American: 0.8% (8 residents)
  • American Indian and Alaska Native: 3.6% (36 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9% (91 residents)
  • Other: 13.2% (133 residents)

What percentage of the population in Harvard are U.S.-born citizens?

U.S.-born citizens represent 91% of the population in Harvard.

How many housing units are there in Harvard?

There are 449 housing units in Harvard, reflecting a -3.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Harvard and what is the average household size?

Harvard has a total of 414 households, with an average of 2 people in each.

What is the median household income in Harvard?

Harvard has a median household income of $66,000, representing a -2.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Harvard?

The employment rate is 97% in Harvard, with a workforce of 508 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 72.4% (368 residents)
  • Blue-collar workers: 27.6% (140 residents)

Places of employment:
  • Self-employed: 16.7% (85 residents)
  • Private companies: 56.5% (287 residents)
  • Governmental workers: 17.9% (91 residents)
  • Not-for-profit companies: 8.9% (45 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025