Terry, MT demographics:
population, income, and more

Total population
537
24.9% year-over-year change
Median household income
$48,125/yr
33.1% year-over-year change
Housing units
389
8.1% year-over-year change

Terry population

How many people live in Terry

Terry is home to 537 residents, according to the most recent Census data. Gender-wise, 55.3% of Terry locals are male, and 44.7% are female.

Total population
537
24.9% year-over-year change
Gender ratio
Male
55.3%
297
Female
44.7%
240
Value Percent YoY change
Male 297 55.3% 22.2%
Female 240 44.7% 28.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Terry is 67, with the population distributed as follows: about 4.3% are children under 15, then 3.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 7.8% of the population, while another 23.3% fall into the 45 to 64 bracket. Finally, around 60.7% are 65 or older.

Median age
66.8
Age breakdown
Under 15
4.3%
15 to 24
3.9%
25 to 44
7.8%
45 to 64
23.3%
Over 65
60.7%
Value Percent YoY change
Under 15 23 4.3% -20.7%
15 to 24 21 3.9% 50.0%
25 to 44 42 7.8% 20.0%
45 to 64 125 23.3% 6.8%
Over 65 326 60.7% 38.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Terry, 86.6% of the population are US-born citizens, while 12.5% have gained naturalized citizenship. At the same time, 0.9% of residents are non-citizens. There’s also a share of 3.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
86.6%
Non-U.S.-born citizens
12.5%
Non-citizens
0.9%
Value Percent YoY change
U.S.-born citizens 465 86.6% 23.3%
Non-U.S.-born citizens 67 12.5% 42.5%
Non-citizens 5 0.9% -16.7%
Racial breakdown
White
89.6%
Black or African American
0%
American Indian and Alaska Native
0.2%
Asian
6.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.9%
Other
0%
Value Percent
White 481 89.6%
American Indian and Alaska Native 1 0.2%
Asian 34 6.3%
Two or more races 21 3.9%

Households in Terry

A peek inside Terry households

Terry has 282 households, with an average of 2 members in each. Of these, 32.6% are families, while the remaining 67.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
282
20.5% year-over-year change
Average people per household
2
Non-family households
190
Family households
92
Value Percent YoY change
Non-family households 190 67.4% 15.2%
Family households 92 32.6% 33.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Terry

The housing landscape of Terry

Terry's housing consists of 389 units, with 82.3% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 15.9% of the housing landscape.

Housing units
389
8.1% year-over-year change
Housing types
Value Percent
1 unit, detached 320 82.3%
5 to 9 units 7 1.8%
Mobile home 62 15.9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Terry

In Terry, the median construction year is 1956. About 22.6% of homes were built before the 1940s, with another 17.7% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 88 22.6% -19.3%
Built between 1940 and 1949 69 17.7% 15.0%
Built between 1950 and 1959 67 17.2% 39.6%
Built between 1960 and 1969 17 4.4% 88.9%
Built between 1970 and 1979 76 19.5% 52.0%
Built between 1980 and 1989 29 7.5% 0.0%
Built between 1990 and 1999 13 3.3% -35.0%
Built between 2000 and 2009 7 1.8% -53.3%
Built between 2010 and 2019 23 5.9% 15.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Terry occupancy rates

Out of the 282 occupied housing units in Terry, 95% are owner-occupied, while 5% are lived in by tenants. Meanwhile, 27.5% of all homes on the local market sit vacant.

Occupied housing units
282
20.5% year-over-year change
Occupancy breakdown
Renter occupied
14
Owner occupied
268
Value Percent YoY
change
Renter occupied 14 5% 16.7%
Owner occupied 268 95% 20.7%
Unoccupied housing units
27.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Terry housing costs

Median housing costs per month
$506/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Terry

Terry education at a glance

About 39.1% of the population in Terry went to high school, while 22.8% pursued college studies. Another 4.1% earned an associate degree and 12.8% hold a bachelor’s. Meanwhile, 18.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 15 2.9% 0.0%
High school diploma 201 39.1% 40.6%
College diploma 117 22.8% 42.7%
Associate degree 21 4.1% -30.0%
Bachelor's degree 66 12.8% 24.5%
Graduate degree 94 18.3% 32.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Terry

How much people earn in Terry

The average annual household income in Terry was $52,297 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +16.6% change from the previous year. At the same time, the median income stood at $48,125, reflecting a +33.1% shift over the same period.

Average household income in Terry
$52,297/year
16.6% year-over-year change
Median household income in Terry
$48,125/year
33.1% year-over-year change

Terry income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $38,750 overall. Overall, 71.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $38,750 -14.3%
Over 65 $52,222 46.2%
Above poverty level
363
Below poverty level
142
Value Percent YoY
change
Above poverty level 363 71.9% 36.5%
Below poverty level 142 28.1% 10.1%

Average renter income in Terry

To get a better sense of what renters earn on average in Terry, their median household income was $31,250 according to 2022 Census data.

Renter median household income
$31,250
Rent-to-income ratio
0%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Terry

Workforce and job types in Terry

The job market in Terry is powered by 194 working residents, spread across a range of industries and roles. 76.8% of the working population are employed in professional or administrative positions, while 23.2% are in hands-on or service-based jobs. Also, 27.8% run their own businesses, 41.2% are employed by private companies, and 30.9% work in the public sector.

Workforce demographics

Working population
194
21.2% year-over-year change
White collar
149
Blue collar
45
Value Percent YoY change
White collar 149 76.8% 23.1%
Blue collar 45 23.2% 15.4%
Employer type
Self employees
27.8%
Private companies
41.2%
Governmental workers
30.9%
Not for profit companies
0%
Value Percent YoY change
Self employees 54 27.8% 25.6%
Private companies 80 41.2% 14.3%
Governmental workers 60 30.9% 27.7%
Unemployment rate
2.5%
-16.7% year-over-year change

Available workforce

The unemployment rate in Terry stands at 2.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Terry

How people get around in Terry

Commuting methods vary: 71.6% of residents travel by personal vehicle and 0.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 139 71.6% 15.8%
Bus or trolleybus 1 0.5% 0.0%
Walk 1 0.5% -66.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Terry by zipcode?

Zipcode Population Number of households Median income Average income
59349 1,025 440 $63,000 $82,675

Explore more communities

FAQs about Terry demographics 

What is the total population of Terry?

Terry has a total population of 537 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +24.9% compared to a year ago.

What is the gender ratio in Terry?

The gender ratio in Terry is as follows:
  • 55.3% males (297 residents)
  • 44.7% females (240 residents)

What is the median age in Terry?

The median age in Terry is 66.8.

What is the age distribution of the population in Terry?

The age distribution in Terry is as follows:
  • Under 15: 4.3% (23 residents)
  • Ages 15-24: 3.9% (21 residents)
  • Ages 25-44: 7.8% (42 residents)
  • Ages 45-64: 23.3% (125 residents)
  • Over 65: 60.7% (326 residents)

What is the racial and ethnic makeup of Terry?

The racial and ethnic makeup of Terry is as follows:
  • White: 89.6% (481 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0.2% (1 residents)
  • Asian: 6.3% (34 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.9% (21 residents)
  • Other: 0% (0 residents)

What percentage of the population in Terry are U.S.-born citizens?

U.S.-born citizens represent 86.6% of the population in Terry.

How many housing units are there in Terry?

There are 389 housing units in Terry, reflecting a +8.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Terry and what is the average household size?

Terry has a total of 282 households, with an average of 2 people in each.

What is the median household income in Terry?

Terry has a median household income of $48,125, representing a +33.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Terry?

The employment rate is 97.5% in Terry, with a workforce of 194 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76.8% (149 residents)
  • Blue-collar workers: 23.2% (45 residents)

Places of employment:
  • Self-employed: 27.8% (54 residents)
  • Private companies: 41.2% (80 residents)
  • Governmental workers: 30.9% (60 residents)
  • Not-for-profit companies: 0% (0 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025