Morgan County, IN demographics:
population, income, and more

Total population
72,659
0.6% year-over-year change
Median household income
$79,429/yr
0.4% year-over-year change
Housing units
30,046
1.0% year-over-year change

Morgan County population

How many people live in Morgan County

Morgan County is home to 72,659 residents, according to the most recent Census data. Gender-wise, 49.9% of Morgan County locals are male, and 50.1% are female.

Total population
72,659
0.6% year-over-year change
Gender ratio
Male
49.9%
36,288
Female
50.1%
36,371
Value Percent YoY change
Male 36,288 49.9% 0.8%
Female 36,371 50.1% 0.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Morgan County is 42, with the population distributed as follows: about 17.8% are children under 15, then 12.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.7% of the population, while another 28.3% fall into the 45 to 64 bracket. Finally, around 18.1% are 65 or older.

Median age
41.7
Age breakdown
Under 15
17.8%
15 to 24
12.1%
25 to 44
23.7%
45 to 64
28.3%
Over 65
18.1%
Value Percent YoY change
Under 15 12,947 17.8% 0.1%
15 to 24 8,762 12.1% 0.5%
25 to 44 17,226 23.7% 1.6%
45 to 64 20,547 28.3% -1.3%
Over 65 13,177 18.1% 3.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Morgan County, 97.8% of the population are US-born citizens, while 1.6% have gained naturalized citizenship. At the same time, 0.7% of residents are non-citizens. As for race, 94% of locals are Caucasian, 0.8% are African American and 0.5% have Asian roots. There’s also a share of 3.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.8%
Non-U.S.-born citizens
1.6%
Non-citizens
0.7%
Value Percent YoY change
U.S.-born citizens 71,027 97.8% 0.4%
Non-U.S.-born citizens 1,150 1.6% 11.0%
Non-citizens 482 0.7% 7.1%
Racial breakdown
White
94%
Black or African American
0.8%
American Indian and Alaska Native
0%
Asian
0.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.8%
Other
0.8%
Value Percent
White 68,339 94%
Black or African American 576 0.8%
American Indian and Alaska Native 14 0%
Asian 363 0.5%
Two or more races 2,761 3.8%
Other 606 0.8%

Households in Morgan County

A peek inside Morgan County households

Morgan County has 28,279 households, with an average of 3 members in each. Of these, 72.8% are families, while the remaining 27.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
28,279
2.0% year-over-year change
Average people per household
3
Non-family households
7,682
Family households
20,597
Value Percent YoY change
Non-family households 7,682 27.2% 2.9%
Family households 20,597 72.8% 1.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Morgan County

The housing landscape of Morgan County

Morgan County's housing consists of 30,046 units, with 83% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.7% of the housing landscape.

Housing units
30,046
1.0% year-over-year change
Housing types
Value Percent
1 unit, detached 24,929 83%
1 unit, attached 898 3%
2 units 704 2.3%
3 or 4 units 590 2%
5 to 9 units 363 1.2%
10 to 19 units 344 1.1%
20 to 49 units 254 0.8%
50 or more units 221 0.7%
Mobile home 1,723 5.7%
Boat, RV, van, etc. 20 0.1%
Homes built since 2020
576
56.1% year-over-year change

The age of buildings in Morgan County

In Morgan County, the median construction year is 1981. About 12.8% of homes were built before the 1940s, with another 4.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 12.8% of homes were added from 2000 to 2009, 7.1% between 2010 and 2019, and 1.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 3,846 12.8% 1.3%
Built between 1940 and 1949 1,244 4.1% -9.9%
Built between 1950 and 1959 2,419 8% -1.2%
Built between 1960 and 1969 3,171 10.6% -4.8%
Built between 1970 and 1979 4,164 13.9% 8.1%
Built between 1980 and 1989 2,404 8% 5.5%
Built between 1990 and 1999 6,249 20.8% -3.1%
Built between 2000 and 2009 3,841 12.8% 0.1%
Built between 2010 and 2019 2,132 7.1% 6.1%
Built in 2020 or later 576 1.9% 56.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Morgan County occupancy rates

Out of the 28,279 occupied housing units in Morgan County, 82.1% are owner-occupied, while 17.9% are lived in by tenants. Meanwhile, 5.9% of all homes on the local market sit vacant.

Occupied housing units
28,279
2.0% year-over-year change
Occupancy breakdown
Renter occupied
5,054
Owner occupied
23,225
Value Percent YoY
change
Renter occupied 5,054 17.9% 6.8%
Owner occupied 23,225 82.1% 1.1%
Unoccupied housing units
5.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Morgan County housing costs

Housing costs in Morgan County come to a median of $1,090 per month, while tenants specifically pay a median gross rent of $1,042.

Median housing costs per month
$1,090/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Morgan County
$1,042/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Morgan County

Morgan County education at a glance

About 48.2% of the population in Morgan County went to high school, while 20% pursued college studies. Another 9.2% earned an associate degree and 14.5% hold a bachelor’s. Meanwhile, 6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1,176 2.1% 15.5%
High school diploma 27,314 48.2% 1.1%
College diploma 11,355 20% -4.0%
Associate degree 5,195 9.2% 3.6%
Bachelor's degree 8,208 14.5% 4.5%
Graduate degree 3,388 6% -0.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Morgan County

How much people earn in Morgan County

The average annual household income in Morgan County was $101,900 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.2% change from the previous year. At the same time, the median income stood at $79,429, reflecting a +0.4% shift over the same period.

Average household income in Morgan County
$101,900/year
0.2% year-over-year change
Median household income in Morgan County
$79,429/year
0.4% year-over-year change

Morgan County income by age

In Morgan County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $93,827. Those with someone between 45 and 64 in charge, often well established professionally, earn $105,693 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $59,574, while those led by someone over 65, many of whom may be retired, have about $49,813 in earnings. Overall, 90.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $59,574 2.5%
25 - 44 $93,827 4.0%
45 - 64 $105,693 1.8%
Over 65 $49,813 1.1%
Above poverty level
64,476
Below poverty level
6,544
Value Percent YoY
change
Above poverty level 64,476 90.8% -0.1%
Below poverty level 6,544 9.2% 9.2%

Employment in Morgan County

Workforce and job types in Morgan County

The job market in Morgan County is powered by 34,520 working residents, spread across a range of industries and roles. 67.3% of the working population are employed in professional or administrative positions, while 32.7% are in hands-on or service-based jobs. Also, 8.9% run their own businesses, 67.9% are employed by private companies, and 13.2% work in the public sector.

Workforce demographics

Working population
34,520
-1.6% year-over-year change
White collar
23,240
Blue collar
11,280
Value Percent YoY change
White collar 23,240 67.3% -1.3%
Blue collar 11,280 32.7% -2.1%
Employer type
Self employees
8.9%
Private companies
67.9%
Governmental workers
13.2%
Not for profit companies
10.1%
Value Percent YoY change
Self employees 3,062 8.9% -8.3%
Private companies 23,429 67.9% -1.2%
Governmental workers 4,543 13.2% 2.0%
Not for profit companies 3,486 10.1% -2.4%
Unemployment rate
4.2%
10.1% year-over-year change

Available workforce

The unemployment rate in Morgan County stands at 4.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Morgan County

How people get around in Morgan County

Commuting methods vary: 86.4% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 29,594 86.4% -2.5%
Bus or trolleybus 15 0% -6.2%
Subway or elevated 15 0% N/A
Ferryboat 13 0% 8.3%
Walk 282 0.8% -0.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Morgan County by zipcode?

Zipcode Population Number of households Median income Average income
47433 4,176 1,606 $59,520 $77,066
46125 6 3 $0 $0
46151 32,446 12,717 $78,812 $101,278
46157 4,558 1,671 $86,250 $97,114
46158 24,878 9,534 $81,096 $108,928
46160 6,514 2,559 $76,445 $95,198
46166 2,813 1,069 $86,042 $82,539
46180 1,085 401 $90,208 $105,249
46111 448 188 $74,167 $81,330
46113 17,192 6,109 $84,463 $98,950

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FAQs about Morgan County demographics 

What is the total population of Morgan County?

Morgan County has a total population of 72,659 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.6% compared to a year ago.

What is the gender ratio in Morgan County?

The gender ratio in Morgan County is as follows:
  • 49.9% males (36,288 residents)
  • 50.1% females (36,371 residents)

What is the median age in Morgan County?

The median age in Morgan County is 41.7.

What is the age distribution of the population in Morgan County?

The age distribution in Morgan County is as follows:
  • Under 15: 17.8% (12,947 residents)
  • Ages 15-24: 12.1% (8,762 residents)
  • Ages 25-44: 23.7% (17,226 residents)
  • Ages 45-64: 28.3% (20,547 residents)
  • Over 65: 18.1% (13,177 residents)

What is the racial and ethnic makeup of Morgan County?

The racial and ethnic makeup of Morgan County is as follows:
  • White: 94% (68,339 residents)
  • Black or African American: 0.8% (576 residents)
  • American Indian and Alaska Native: 0% (14 residents)
  • Asian: 0.5% (363 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.8% (2,761 residents)
  • Other: 0.8% (606 residents)

What percentage of the population in Morgan County are U.S.-born citizens?

U.S.-born citizens represent 97.8% of the population in Morgan County.

How many housing units are there in Morgan County?

There are 30,046 housing units in Morgan County, reflecting a +1.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Morgan County and what is the average household size?

Morgan County has a total of 28,279 households, with an average of 3 people in each.

What is the median household income in Morgan County?

Morgan County has a median household income of $79,429, representing a +0.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Morgan County?

The employment rate is 95.8% in Morgan County, with a workforce of 34,520 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.3% (23,240 residents)
  • Blue-collar workers: 32.7% (11,280 residents)

Places of employment:
  • Self-employed: 8.9% (3,062 residents)
  • Private companies: 67.9% (23,429 residents)
  • Governmental workers: 13.2% (4,543 residents)
  • Not-for-profit companies: 10.1% (3,486 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025