Downtown Indianapolis, Indianapolis, IN demographics:
population, income, and more

Total population
18,479
2.5% year-over-year change
Median household income
$63,506/yr
4.0% year-over-year change
Housing units
11,638
8.2% year-over-year change

Downtown Indianapolis population

How many people live in Downtown Indianapolis

Downtown Indianapolis is home to 18,479 residents, according to the most recent Census data. Gender-wise, 56.6% of Downtown Indianapolis locals are male, and 43.4% are female.

Total population
18,479
2.5% year-over-year change
Gender ratio
Male
56.6%
10,454
Female
43.4%
8,025
Value Percent YoY change
Male 10,454 56.6% 3.8%
Female 8,025 43.4% 0.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Downtown Indianapolis is 31, with the population distributed as follows: about 4.7% are children under 15, then 23% are in the 15 to 24 age group. Adults between 25 and 44 make up 48.9% of the population, while another 17.1% fall into the 45 to 64 bracket. Finally, around 6.3% are 65 or older.

Median age
30.8
Age breakdown
Under 15
4.7%
15 to 24
23%
25 to 44
48.9%
45 to 64
17.1%
Over 65
6.3%
Value Percent YoY change
Under 15 875 4.7% 0.7%
15 to 24 4,250 23% 5.1%
25 to 44 9,034 48.9% 2.2%
45 to 64 3,165 17.1% 2.4%
Over 65 1,156 6.3% -3.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Downtown Indianapolis, 88.9% of the population are US-born citizens, while 3.2% have gained naturalized citizenship. At the same time, 7.9% of residents are non-citizens. As for race, 66.3% of locals are Caucasian, 17.6% are African American and 4.7% have Asian roots. There’s also a share of 9.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
88.9%
Non-U.S.-born citizens
3.2%
Non-citizens
7.9%
Value Percent YoY change
U.S.-born citizens 16,432 88.9% 3.5%
Non-U.S.-born citizens 594 3.2% -9.0%
Non-citizens 1,454 7.9% -3.2%
Racial breakdown
White
66.3%
Black or African American
17.6%
American Indian and Alaska Native
0.2%
Asian
4.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.2%
Other
2.1%
Value Percent
White 12,245 66.3%
Black or African American 3,251 17.6%
American Indian and Alaska Native 37 0.2%
Asian 870 4.7%
Two or more races 1,692 9.2%
Other 385 2.1%

Households in Downtown Indianapolis

A peek inside Downtown Indianapolis households

Downtown Indianapolis has 10,089 households, with an average of 2 members in each. Of these, 20.8% are families, while the remaining 79.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
10,089
7.4% year-over-year change
Average people per household
2
Non-family households
7,992
Family households
2,097
Value Percent YoY change
Non-family households 7,992 79.2% 8.0%
Family households 2,097 20.8% 5.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Downtown Indianapolis

The housing landscape of Downtown Indianapolis

Downtown Indianapolis's housing consists of 11,638 units, with 12.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.6% and offer a more compact, shared living style.

Housing units
11,638
8.2% year-over-year change
Housing types
Value Percent
1 unit, detached 1,424 12.2%
1 unit, attached 653 5.6%
2 units 108 0.9%
3 or 4 units 280 2.4%
5 to 9 units 557 4.8%
10 to 19 units 788 6.8%
20 to 49 units 1,747 15%
50 or more units 6,075 52.2%
Boat, RV, van, etc. 5 0%
Homes built since 2020
445
87.0% year-over-year change

The age of buildings in Downtown Indianapolis

In Downtown Indianapolis, the median construction year is 1969. About 29.9% of homes were built before the 1940s, with another 1.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 8.5% of homes were added from 2000 to 2009, 34.1% between 2010 and 2019, and 3.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 3,483 29.9% 8.6%
Built between 1940 and 1949 205 1.8% -37.1%
Built between 1950 and 1959 363 3.1% 38.0%
Built between 1960 and 1969 784 6.7% 0.0%
Built between 1970 and 1979 525 4.5% 23.5%
Built between 1980 and 1989 367 3.2% -18.8%
Built between 1990 and 1999 504 4.3% 11.0%
Built between 2000 and 2009 994 8.5% -14.6%
Built between 2010 and 2019 3,967 34.1% 15.2%
Built in 2020 or later 445 3.8% 87.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Downtown Indianapolis occupancy rates

Out of the 10,089 occupied housing units in Downtown Indianapolis, 21.1% are owner-occupied, while 78.9% are lived in by tenants. Meanwhile, 13.3% of all homes on the local market sit vacant.

Occupied housing units
10,089
7.4% year-over-year change
Occupancy breakdown
Renter occupied
7,962
Owner occupied
2,127
Value Percent YoY
change
Renter occupied 7,962 78.9% 10.2%
Owner occupied 2,127 21.1% -2.0%
Unoccupied housing units
13.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Downtown Indianapolis housing costs

Housing costs in Downtown Indianapolis come to a median of $1,357 per month, while tenants specifically pay a median gross rent of $1,288.

Median housing costs per month
$1,357/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Downtown Indianapolis
$1,288/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Downtown Indianapolis

Downtown Indianapolis education at a glance

About 22.3% of the population in Downtown Indianapolis went to high school, while 14.3% pursued college studies. Another 2.8% earned an associate degree and 37% hold a bachelor’s. Meanwhile, 21.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 404 2.3% 25.1%
High school diploma 3,880 22.3% -8.0%
College diploma 2,499 14.3% 2.3%
Associate degree 496 2.8% -9.0%
Bachelor's degree 6,449 37% 7.7%
Graduate degree 3,700 21.2% 6.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Downtown Indianapolis

How much people earn in Downtown Indianapolis

The average annual household income in Downtown Indianapolis was $91,861 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.2% change from the previous year. At the same time, the median income stood at $63,506, reflecting a +4% shift over the same period.

Average household income in Downtown Indianapolis
$91,861/year
4.2% year-over-year change
Median household income in Downtown Indianapolis
$63,506/year
4.0% year-over-year change

Downtown Indianapolis income by age

In Downtown Indianapolis, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $81,641. Those with someone between 45 and 64 in charge, often well established professionally, earn $69,107 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $39,153, while those led by someone over 65, many of whom may be retired, have about $40,950 in earnings. Overall, 78.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $39,153 -2.4%
25 - 44 $81,641 5.4%
45 - 64 $69,107 15.6%
Over 65 $40,950 26.9%
Above poverty level
12,679
Below poverty level
3,452
Value Percent YoY
change
Above poverty level 12,679 78.6% 3.8%
Below poverty level 3,452 21.4% 9.6%

Employment in Downtown Indianapolis

Workforce and job types in Downtown Indianapolis

91.5% of the working population are employed in professional or administrative positions, while 8.5% are in hands-on or service-based jobs. Also, 6% run their own businesses, 64.3% are employed by private companies, and 16.7% work in the public sector.

Workforce demographics

White collar
10,843
Blue collar
1,005
Value Percent YoY change
White collar 10,843 91.5% 6.3%
Blue collar 1,005 8.5% 16.1%
Employer type
Self employees
6%
Private companies
64.3%
Governmental workers
16.7%
Not for profit companies
13%
Value Percent YoY change
Self employees 714 6% 1.1%
Private companies 7,622 64.3% 5.1%
Governmental workers 1,977 16.7% 26.2%
Not for profit companies 1,535 13% -0.1%

Transportation in Downtown Indianapolis

How people get around in Downtown Indianapolis

In Downtown Indianapolis, the average commute time is 6 minutes. Commuting methods vary: 72.9% of residents travel by personal vehicle and 22.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
6 min
-45.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 6,608 72.9% 5.8%
Taxicab 23 0.2% 109.1%
Bus or trolleybus 251 2.8% -4.2%
Bicycle 143 1.6% -49.6%
Walk 2,036 22.5% 8.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Downtown Indianapolis by zipcode?

Zipcode Population Number of households Median income Average income
46202 20,180 10,786 $63,506 $101,750
46204 11,400 6,499 $86,396 $112,258
46225 6,037 2,388 $55,190 $84,464

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FAQs about Downtown Indianapolis demographics 

What is the total population of Downtown Indianapolis?

Downtown Indianapolis has a total population of 18,479 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.5% compared to a year ago.

What is the gender ratio in Downtown Indianapolis?

The gender ratio in Downtown Indianapolis is as follows:
  • 56.6% males (10,454 residents)
  • 43.4% females (8,025 residents)

What is the median age in Downtown Indianapolis?

The median age in Downtown Indianapolis is 30.8.

What is the age distribution of the population in Downtown Indianapolis?

The age distribution in Downtown Indianapolis is as follows:
  • Under 15: 4.7% (875 residents)
  • Ages 15-24: 23% (4,250 residents)
  • Ages 25-44: 48.9% (9,034 residents)
  • Ages 45-64: 17.1% (3,165 residents)
  • Over 65: 6.3% (1,156 residents)

What is the racial and ethnic makeup of Downtown Indianapolis?

The racial and ethnic makeup of Downtown Indianapolis is as follows:
  • White: 66.3% (12,245 residents)
  • Black or African American: 17.6% (3,251 residents)
  • American Indian and Alaska Native: 0.2% (37 residents)
  • Asian: 4.7% (870 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 9.2% (1,692 residents)
  • Other: 2.1% (385 residents)

What percentage of the population in Downtown Indianapolis are U.S.-born citizens?

U.S.-born citizens represent 88.9% of the population in Downtown Indianapolis.

How many housing units are there in Downtown Indianapolis?

There are 11,638 housing units in Downtown Indianapolis, reflecting a +8.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Downtown Indianapolis and what is the average household size?

Downtown Indianapolis has a total of 10,089 households, with an average of 2 people in each.

What is the median household income in Downtown Indianapolis?

Downtown Indianapolis has a median household income of $63,506, representing a +4.0% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Downtown Indianapolis?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 91.5% (10,843 residents)
  • Blue-collar workers: 8.5% (1,005 residents)

Places of employment:
  • Self-employed: 6% (714 residents)
  • Private companies: 64.3% (7,622 residents)
  • Governmental workers: 16.7% (1,977 residents)
  • Not-for-profit companies: 13% (1,535 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025