Tracy, IA demographics:
population, income, and more

Total population
643
3.7% year-over-year change
Median household income
$83,438/yr
8.4% year-over-year change
Housing units
332
2.1% year-over-year change

Tracy population

How many people live in Tracy

Tracy is home to 643 residents, according to the most recent Census data. Gender-wise, 51.8% of Tracy locals are male, and 48.2% are female.

Total population
643
3.7% year-over-year change
Gender ratio
Male
51.8%
333
Female
48.2%
310
Value Percent YoY change
Male 333 51.8% 7.8%
Female 310 48.2% -0.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Tracy is 44, with the population distributed as follows: about 18.5% are children under 15, then 7.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.7% of the population, while another 28.3% fall into the 45 to 64 bracket. Finally, around 21.3% are 65 or older.

Median age
43.7
Age breakdown
Under 15
18.5%
15 to 24
7.2%
25 to 44
24.7%
45 to 64
28.3%
Over 65
21.3%
Value Percent YoY change
Under 15 119 18.5% -16.2%
15 to 24 46 7.2% 12.2%
25 to 44 159 24.7% -6.5%
45 to 64 182 28.3% 26.4%
Over 65 137 21.3% 11.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Tracy, 95.8% of the population are US-born citizens, while 3% have gained naturalized citizenship. At the same time, 1.2% of residents are non-citizens. There’s also a share of 2.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.8%
Non-U.S.-born citizens
3%
Non-citizens
1.2%
Value Percent YoY change
U.S.-born citizens 616 95.8% 5.3%
Non-U.S.-born citizens 19 3% -32.1%
Non-citizens 8 1.2% 14.3%
Racial breakdown
White
97.4%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.6%
Other
0%
Value Percent
White 626 97.4%
Two or more races 17 2.6%

Households in Tracy

A peek inside Tracy households

Tracy has 299 households, with an average of 2 members in each. Of these, 67.2% are families, while the remaining 32.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
299
4.2% year-over-year change
Average people per household
2
Non-family households
98
Family households
201
Value Percent YoY change
Non-family households 98 32.8% -3.9%
Family households 201 67.2% 8.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Tracy

The housing landscape of Tracy

Tracy's housing consists of 332 units, with 96.1% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.6% of the housing landscape.

Housing units
332
2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 319 96.1%
Mobile home 12 3.6%
Boat, RV, van, etc. 1 0.3%
Homes built since 2020
% year-over-year change

The age of buildings in Tracy

In Tracy, the median construction year is 1972. About 39.5% of homes were built before the 1940s, with another 5.4% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 131 39.5% -2.2%
Built between 1940 and 1949 18 5.4% -21.7%
Built between 1950 and 1959 6 1.8% 100.0%
Built between 1970 and 1979 66 19.9% -4.3%
Built between 1980 and 1989 5 1.5% 0.0%
Built between 1990 and 1999 18 5.4% 12.5%
Built between 2000 and 2009 76 22.9% 16.9%
Built between 2010 and 2019 12 3.6% 140.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Tracy occupancy rates

Meanwhile, 9.9% of all homes on the local market sit vacant.

Occupied housing units
299
4.2% year-over-year change
Occupancy breakdown
Renter occupied
Owner occupied
299
Value Percent YoY
change
Owner occupied 299 100% 4.2%
Unoccupied housing units
9.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Tracy housing costs

Median housing costs per month
$765/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Tracy

Tracy education at a glance

About 62.1% of the population in Tracy went to high school, while 14.5% pursued college studies. Another 11.3% earned an associate degree and 3.8% hold a bachelor’s. Meanwhile, 7.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 6 1.2% 50.0%
High school diploma 308 62.1% 13.7%
College diploma 72 14.5% -4.0%
Associate degree 56 11.3% 51.4%
Bachelor's degree 19 3.8% -13.6%
Graduate degree 35 7.1% 0.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Tracy

How much people earn in Tracy

The average annual household income in Tracy was $152,863 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -4% change from the previous year. At the same time, the median income stood at $83,438, reflecting a +8.4% shift over the same period.

Average household income in Tracy
$152,863/year
-4.0% year-over-year change
Median household income in Tracy
$83,438/year
8.4% year-over-year change

Tracy income by age

In Tracy, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $250,001. Overall, 98.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $250,001 0.0%
Over 65 $43,036 6.8%
Above poverty level
635
Below poverty level
8
Value Percent YoY
change
Above poverty level 635 98.8% 4.4%
Below poverty level 8 1.2% 14.3%

Employment in Tracy

Workforce and job types in Tracy

67.3% of the working population are employed in professional or administrative positions, while 32.7% are in hands-on or service-based jobs. Also, 18.1% run their own businesses, 72.3% are employed by private companies, and 8.4% work in the public sector.

Workforce demographics

White collar
216
Blue collar
105
Value Percent YoY change
White collar 216 67.3% 36.7%
Blue collar 105 32.7% -17.3%
Employer type
Self employees
18.1%
Private companies
72.3%
Governmental workers
8.4%
Not for profit companies
1.2%
Value Percent YoY change
Self employees 58 18.1% 45.0%
Private companies 232 72.3% 3.6%
Governmental workers 27 8.4% 68.8%
Not for profit companies 4 1.2% -20.0%

Transportation in Tracy

How people get around in Tracy

In Tracy, the average commute time is 20 minutes.

Commute time
20 min
Means of transportation
Value Percent YoY change
Car 299 100% 4.9%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Tracy by zipcode?

Zipcode Population Number of households Median income Average income
50256 643 299 $83,438 $152,863

Explore more communities

FAQs about Tracy demographics 

What is the total population of Tracy?

Tracy has a total population of 643 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +3.7% compared to a year ago.

What is the gender ratio in Tracy?

The gender ratio in Tracy is as follows:
  • 51.8% males (333 residents)
  • 48.2% females (310 residents)

What is the median age in Tracy?

The median age in Tracy is 43.7.

What is the age distribution of the population in Tracy?

The age distribution in Tracy is as follows:
  • Under 15: 18.5% (119 residents)
  • Ages 15-24: 7.2% (46 residents)
  • Ages 25-44: 24.7% (159 residents)
  • Ages 45-64: 28.3% (182 residents)
  • Over 65: 21.3% (137 residents)

What is the racial and ethnic makeup of Tracy?

The racial and ethnic makeup of Tracy is as follows:
  • White: 97.4% (626 residents)
  • Black or African American: 0% ( residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 2.6% (17 residents)
  • Other: 0% ( residents)

What percentage of the population in Tracy are U.S.-born citizens?

U.S.-born citizens represent 95.8% of the population in Tracy.

How many housing units are there in Tracy?

There are 332 housing units in Tracy, reflecting a +2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Tracy and what is the average household size?

Tracy has a total of 299 households, with an average of 2 people in each.

What is the median household income in Tracy?

Tracy has a median household income of $83,438, representing a +8.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Tracy?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.3% (216 residents)
  • Blue-collar workers: 32.7% (105 residents)

Places of employment:
  • Self-employed: 18.1% (58 residents)
  • Private companies: 72.3% (232 residents)
  • Governmental workers: 8.4% (27 residents)
  • Not-for-profit companies: 1.2% (4 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025