Holy Cross, IA demographics:
population, income, and more

Total population
280
6.1% year-over-year change
Median household income
$64,375/yr
36.4% year-over-year change
Housing units
143
1.4% year-over-year change

Holy Cross population

How many people live in Holy Cross

Holy Cross is home to 280 residents, according to the most recent Census data. Gender-wise, 50.4% of Holy Cross locals are male, and 49.6% are female.

Total population
280
6.1% year-over-year change
Gender ratio
Male
50.4%
141
Female
49.6%
139
Value Percent YoY change
Male 141 50.4% -2.1%
Female 139 49.6% 15.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Holy Cross is 50, with the population distributed as follows: about 13.9% are children under 15, then 6.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.8% of the population, while another 26.4% fall into the 45 to 64 bracket. Finally, around 26.1% are 65 or older.

Median age
50
Age breakdown
Under 15
13.9%
15 to 24
6.8%
25 to 44
26.8%
45 to 64
26.4%
Over 65
26.1%
Value Percent YoY change
Under 15 39 13.9% 8.3%
15 to 24 19 6.8% -13.6%
25 to 44 75 26.8% 19.1%
45 to 64 74 26.4% 2.8%
Over 65 73 26.1% 2.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 1.8% of residents are non-citizens.

Citizenship
U.S.-born citizens
98.2%
Non-U.S.-born citizens
0%
Non-citizens
1.8%
Value Percent YoY change
U.S.-born citizens 275 98.2% 9.6%
Non-citizens 5 1.8% 0.0%
Racial breakdown
White
93.6%
Black or African American
0%
American Indian and Alaska Native
3.2%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
3.2%
Value Percent
White 262 93.6%
American Indian and Alaska Native 9 3.2%
Other 9 3.2%

Households in Holy Cross

A peek inside Holy Cross households

Holy Cross has 143 households, with an average of 2 members in each. Of these, 52.4% are families, while the remaining 47.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
143
5.2% year-over-year change
Average people per household
2
Non-family households
68
Family households
75
Value Percent YoY change
Non-family households 68 47.6% 4.6%
Family households 75 52.4% 5.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Holy Cross

The housing landscape of Holy Cross

Holy Cross's housing consists of 143 units, with 74.1% being detached single-family homes ideal for those wanting space.

Housing units
143
1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 106 74.1%
2 units 4 2.8%
5 to 9 units 15 10.5%
10 to 19 units 18 12.6%
Homes built since 2020
0
% year-over-year change

The age of buildings in Holy Cross

In Holy Cross, the median construction year is 1968. About 22.4% of homes were built before the 1940s, with another 1.4% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 32 22.4% -34.7%
Built between 1940 and 1949 2 1.4% N/A
Built between 1950 and 1959 15 10.5% 15.4%
Built between 1960 and 1969 29 20.3% 141.7%
Built between 1970 and 1979 19 13.3% 0.0%
Built between 1980 and 1989 15 10.5% -16.7%
Built between 1990 and 1999 13 9.1% 8.3%
Built between 2000 and 2009 11 7.7% -8.3%
Built between 2010 and 2019 7 4.9% 16.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Holy Cross occupancy rates

Out of the 143 occupied housing units in Holy Cross, 68.5% are owner-occupied, while 31.5% are lived in by tenants.

Occupied housing units
143
5.2% year-over-year change
Occupancy breakdown
Renter occupied
45
Owner occupied
98
Value Percent YoY
change
Renter occupied 45 31.5% 12.5%
Owner occupied 98 68.5% 2.1%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Holy Cross housing costs

Housing costs in Holy Cross come to a median of $660 per month, while tenants specifically pay a median gross rent of $633.

Median housing costs per month
$660/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Holy Cross
$633/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Holy Cross

Holy Cross education at a glance

About 46.6% of the population in Holy Cross went to high school, while 20.2% pursued college studies. Another 13.4% earned an associate degree and 13.4% hold a bachelor’s. Meanwhile, 6.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 111 46.6% 13.3%
College diploma 48 20.2% 4.3%
Associate degree 32 13.4% -8.6%
Bachelor's degree 32 13.4% -3.0%
Graduate degree 15 6.3% 15.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Holy Cross

How much people earn in Holy Cross

The average annual household income in Holy Cross was $78,350 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -1.4% change from the previous year. At the same time, the median income stood at $64,375, reflecting a +36.4% shift over the same period.

Average household income in Holy Cross
$78,350/year
-1.4% year-over-year change
Median household income in Holy Cross
$64,375/year
36.4% year-over-year change

Holy Cross income by age

In Holy Cross, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $100,000. Those with someone between 45 and 64 in charge, often well established professionally, earn $71,111 overall. Overall, 96.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $100,000 3.5%
45 - 64 $71,111 -29.1%
Over 65 $41,500 23.0%
Above poverty level
267
Below poverty level
10
Value Percent YoY
change
Above poverty level 267 96.4% 5.1%
Below poverty level 10 3.6% 25.0%

Average renter income in Holy Cross

To get a better sense of what renters earn on average in Holy Cross, their median household income was $37,727 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 20.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$37,727
Rent-to-income ratio
20.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Holy Cross

Workforce and job types in Holy Cross

The job market in Holy Cross is powered by 152 working residents, spread across a range of industries and roles. 57.9% of the working population are employed in professional or administrative positions, while 42.1% are in hands-on or service-based jobs. Also, 8.6% run their own businesses, 79% are employed by private companies, and 5.3% work in the public sector.

Workforce demographics

Working population
152
-1.3% year-over-year change
White collar
88
Blue collar
64
Value Percent YoY change
White collar 88 57.9% -1.1%
Blue collar 64 42.1% -1.5%
Employer type
Self employees
8.6%
Private companies
79%
Governmental workers
5.3%
Not for profit companies
7.2%
Value Percent YoY change
Self employees 13 8.6% -59.4%
Private companies 120 79% 26.3%
Governmental workers 8 5.3% -52.9%
Not for profit companies 11 7.2% 10.0%
Unemployment rate
1.9%
0.0% year-over-year change

Available workforce

The unemployment rate in Holy Cross stands at 1.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Holy Cross

How people get around in Holy Cross

Commuting methods vary: 88.1% of residents travel by personal vehicle and 3.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 133 88.1% -6.3%
Walk 5 3.3% 150.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Holy Cross by zipcode?

Zipcode Population Number of households Median income Average income
52053 1,148 462 $83,000 $98,059

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FAQs about Holy Cross demographics 

What is the total population of Holy Cross?

Holy Cross has a total population of 280 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +6.1% compared to a year ago.

What is the gender ratio in Holy Cross?

The gender ratio in Holy Cross is as follows:
  • 50.4% males (141 residents)
  • 49.6% females (139 residents)

What is the median age in Holy Cross?

The median age in Holy Cross is 50.

What is the age distribution of the population in Holy Cross?

The age distribution in Holy Cross is as follows:
  • Under 15: 13.9% (39 residents)
  • Ages 15-24: 6.8% (19 residents)
  • Ages 25-44: 26.8% (75 residents)
  • Ages 45-64: 26.4% (74 residents)
  • Over 65: 26.1% (73 residents)

What is the racial and ethnic makeup of Holy Cross?

The racial and ethnic makeup of Holy Cross is as follows:
  • White: 93.6% (262 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 3.2% (9 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 3.2% (9 residents)

What percentage of the population in Holy Cross are U.S.-born citizens?

U.S.-born citizens represent 98.2% of the population in Holy Cross.

How many housing units are there in Holy Cross?

There are 143 housing units in Holy Cross, reflecting a +1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Holy Cross and what is the average household size?

Holy Cross has a total of 143 households, with an average of 2 people in each.

What is the median household income in Holy Cross?

Holy Cross has a median household income of $64,375, representing a +36.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Holy Cross?

The employment rate is 98.1% in Holy Cross, with a workforce of 152 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 57.9% (88 residents)
  • Blue-collar workers: 42.1% (64 residents)

Places of employment:
  • Self-employed: 8.6% (13 residents)
  • Private companies: 79% (120 residents)
  • Governmental workers: 5.3% (8 residents)
  • Not-for-profit companies: 7.2% (11 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025