Elkhart Lake, WI demographics:
population, income, and more

Total population
1,092
-0.5% year-over-year change
Median household income
$94,250/yr
9.5% year-over-year change
Housing units
765
3.8% year-over-year change

Elkhart Lake population

How many people live in Elkhart Lake

Elkhart Lake is home to 1,092 residents, according to the most recent Census data. Gender-wise, 49.5% of Elkhart Lake locals are male, and 50.5% are female.

Total population
1,092
-0.5% year-over-year change
Gender ratio
Male
49.5%
541
Female
50.5%
551
Value Percent YoY change
Male 541 49.5% -1.5%
Female 551 50.5% 0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Elkhart Lake is 62, with the population distributed as follows: about 3.3% are children under 15, then 16.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 11.6% of the population, while another 27.1% fall into the 45 to 64 bracket. Finally, around 41.5% are 65 or older.

Median age
62.5
Age breakdown
Under 15
3.3%
15 to 24
16.5%
25 to 44
11.6%
45 to 64
27.1%
Over 65
41.5%
Value Percent YoY change
Under 15 36 3.3% -59.5%
15 to 24 180 16.5% -13.9%
25 to 44 127 11.6% 11.4%
45 to 64 296 27.1% 12.6%
Over 65 453 41.5% 7.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Elkhart Lake, 99.5% of the population are US-born citizens, while 0.5% have gained naturalized citizenship. There’s also a share of 1.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.5%
Non-U.S.-born citizens
0.5%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,087 99.5% -0.3%
Non-U.S.-born citizens 5 0.5% -28.6%
Racial breakdown
White
97.8%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.9%
Other
0.3%
Value Percent
White 1,068 97.8%
Two or more races 21 1.9%
Other 3 0.3%

Households in Elkhart Lake

A peek inside Elkhart Lake households

Elkhart Lake has 547 households, with an average of 2 members in each. Of these, 65.1% are families, while the remaining 34.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
547
5.2% year-over-year change
Average people per household
2
Non-family households
191
Family households
356
Value Percent YoY change
Non-family households 191 34.9% -4.5%
Family households 356 65.1% 11.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Elkhart Lake

The housing landscape of Elkhart Lake

Elkhart Lake's housing consists of 765 units, with 56.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 15.8% and offer a more compact, shared living style.

Housing units
765
3.8% year-over-year change
Housing types
Value Percent
1 unit, detached 434 56.7%
1 unit, attached 121 15.8%
2 units 99 12.9%
3 or 4 units 74 9.7%
5 to 9 units 25 3.3%
20 to 49 units 12 1.6%
Homes built since 2020
19
% year-over-year change

The age of buildings in Elkhart Lake

In Elkhart Lake, the median construction year is 1975. About 20.3% of homes were built before the 1940s, with another 8.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 15.7% of homes were added from 2000 to 2009, 4.2% between 2010 and 2019, and 2.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 155 20.3% -14.4%
Built between 1940 and 1949 67 8.8% 3.1%
Built between 1950 and 1959 66 8.6% 32.0%
Built between 1960 and 1969 32 4.2% -46.7%
Built between 1970 and 1979 128 16.7% -1.5%
Built between 1980 and 1989 105 13.7% 18.0%
Built between 1990 and 1999 41 5.4% -8.9%
Built between 2000 and 2009 120 15.7% 23.7%
Built between 2010 and 2019 32 4.2% 60.0%
Built in 2020 or later 19 2.5% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Elkhart Lake occupancy rates

Out of the 547 occupied housing units in Elkhart Lake, 76.2% are owner-occupied, while 23.8% are lived in by tenants. Meanwhile, 28.5% of all homes on the local market sit vacant.

Occupied housing units
547
5.2% year-over-year change
Occupancy breakdown
Renter occupied
130
Owner occupied
417
Value Percent YoY
change
Renter occupied 130 23.8% -9.7%
Owner occupied 417 76.2% 10.9%
Unoccupied housing units
28.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Elkhart Lake housing costs

Housing costs in Elkhart Lake come to a median of $1,148 per month, while tenants specifically pay a median gross rent of $1,000.

Median housing costs per month
$1,148/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Elkhart Lake
$1,000/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Elkhart Lake

Elkhart Lake education at a glance

About 15.8% of the population in Elkhart Lake went to high school, while 28.3% pursued college studies. Another 8.6% earned an associate degree and 20.1% hold a bachelor’s. Meanwhile, 26.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 11 1.1% 83.3%
High school diploma 157 15.8% -16.5%
College diploma 282 28.3% 27.0%
Associate degree 86 8.6% -20.4%
Bachelor's degree 200 20.1% 0.0%
Graduate degree 261 26.2% 21.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Elkhart Lake

How much people earn in Elkhart Lake

The average annual household income in Elkhart Lake was $123,365 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +14.3% change from the previous year. At the same time, the median income stood at $94,250, reflecting a +9.5% shift over the same period.

Average household income in Elkhart Lake
$123,365/year
14.3% year-over-year change
Median household income in Elkhart Lake
$94,250/year
9.5% year-over-year change

Elkhart Lake income by age

In Elkhart Lake, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $130,833. Those with someone between 45 and 64 in charge, often well established professionally, earn $116,042 overall. Overall, 93.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $130,833 43.9%
45 - 64 $116,042 1.5%
Over 65 $83,750 2.8%
Above poverty level
1,022
Below poverty level
69
Value Percent YoY
change
Above poverty level 1,022 93.7% -3.5%
Below poverty level 69 6.3% 81.6%

Average renter income in Elkhart Lake

To get a better sense of what renters earn on average in Elkhart Lake, their median household income was $49,375 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 24.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$49,375
Rent-to-income ratio
24.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Elkhart Lake

Workforce and job types in Elkhart Lake

The job market in Elkhart Lake is powered by 401 working residents, spread across a range of industries and roles. 76.6% of the working population are employed in professional or administrative positions, while 23.4% are in hands-on or service-based jobs. Also, 18.4% run their own businesses, 62.6% are employed by private companies, and 12% work in the public sector.

Workforce demographics

Working population
401
7.2% year-over-year change
White collar
307
Blue collar
94
Value Percent YoY change
White collar 307 76.6% 10.8%
Blue collar 94 23.4% -3.1%
Employer type
Self employees
18.4%
Private companies
62.6%
Governmental workers
12%
Not for profit companies
7%
Value Percent YoY change
Self employees 74 18.4% 7.2%
Private companies 251 62.6% 14.1%
Governmental workers 48 12% -15.8%
Not for profit companies 28 7% 0.0%
Unemployment rate
9.9%
4.8% year-over-year change

Available workforce

The unemployment rate in Elkhart Lake stands at 9.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Elkhart Lake

How people get around in Elkhart Lake

Commuting methods vary: 83% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 333 83% 2.5%
Walk 3 0.8% -78.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Elkhart Lake by zipcode?

Zipcode Population Number of households Median income Average income
53020 3,431 1,537 $89,155 $115,172

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FAQs about Elkhart Lake demographics 

What is the total population of Elkhart Lake?

Elkhart Lake has a total population of 1,092 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.5% compared to a year ago.

What is the gender ratio in Elkhart Lake?

The gender ratio in Elkhart Lake is as follows:
  • 49.5% males (541 residents)
  • 50.5% females (551 residents)

What is the median age in Elkhart Lake?

The median age in Elkhart Lake is 62.5.

What is the age distribution of the population in Elkhart Lake?

The age distribution in Elkhart Lake is as follows:
  • Under 15: 3.3% (36 residents)
  • Ages 15-24: 16.5% (180 residents)
  • Ages 25-44: 11.6% (127 residents)
  • Ages 45-64: 27.1% (296 residents)
  • Over 65: 41.5% (453 residents)

What is the racial and ethnic makeup of Elkhart Lake?

The racial and ethnic makeup of Elkhart Lake is as follows:
  • White: 97.8% (1,068 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 1.9% (21 residents)
  • Other: 0.3% (3 residents)

What percentage of the population in Elkhart Lake are U.S.-born citizens?

U.S.-born citizens represent 99.5% of the population in Elkhart Lake.

How many housing units are there in Elkhart Lake?

There are 765 housing units in Elkhart Lake, reflecting a +3.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Elkhart Lake and what is the average household size?

Elkhart Lake has a total of 547 households, with an average of 2 people in each.

What is the median household income in Elkhart Lake?

Elkhart Lake has a median household income of $94,250, representing a +9.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Elkhart Lake?

The employment rate is 90.1% in Elkhart Lake, with a workforce of 401 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76.6% (307 residents)
  • Blue-collar workers: 23.4% (94 residents)

Places of employment:
  • Self-employed: 18.4% (74 residents)
  • Private companies: 62.6% (251 residents)
  • Governmental workers: 12% (48 residents)
  • Not-for-profit companies: 7% (28 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025