Cumberland, WI demographics:
population, income, and more

Total population
2,282
-4.5% year-over-year change
Median household income
$49,479/yr
3.6% year-over-year change
Housing units
1,146
-1.6% year-over-year change

Cumberland population

How many people live in Cumberland

Cumberland is home to 2,282 residents, according to the most recent Census data. Gender-wise, 48.7% of Cumberland locals are male, and 51.3% are female.

Total population
2,282
-4.5% year-over-year change
Gender ratio
Male
48.7%
1,112
Female
51.3%
1,170
Value Percent YoY change
Male 1,112 48.7% -4.2%
Female 1,170 51.3% -4.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumberland is 39, with the population distributed as follows: about 22.2% are children under 15, then 13.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 21% of the population, while another 16.6% fall into the 45 to 64 bracket. Finally, around 26.4% are 65 or older.

Median age
39.3
Age breakdown
Under 15
22.2%
15 to 24
13.7%
25 to 44
21%
45 to 64
16.6%
Over 65
26.4%
Value Percent YoY change
Under 15 507 22.2% -8.5%
15 to 24 313 13.7% 17.7%
25 to 44 480 21% -5.0%
45 to 64 380 16.6% -9.1%
Over 65 602 26.4% -6.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumberland, 99% of the population are US-born citizens, while 0.9% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. As for race, 89.8% of locals are Caucasian, 0.4% are African American and 0.6% have Asian roots. There’s also a share of 8.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99%
Non-U.S.-born citizens
0.9%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 2,258 99% -1.3%
Non-U.S.-born citizens 20 0.9% -60.0%
Non-citizens 4 0.2% -92.2%
Racial breakdown
White
89.8%
Black or African American
0.4%
American Indian and Alaska Native
0.1%
Asian
0.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.5%
Other
0.7%
Value Percent
White 2,048 89.8%
Black or African American 10 0.4%
American Indian and Alaska Native 3 0.1%
Asian 13 0.6%
Two or more races 193 8.5%
Other 15 0.7%

Households in Cumberland

A peek inside Cumberland households

Cumberland has 965 households, with an average of 2 members in each. Of these, 52.6% are families, while the remaining 47.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
965
-4.0% year-over-year change
Average people per household
2
Non-family households
457
Family households
508
Value Percent YoY change
Non-family households 457 47.4% -2.6%
Family households 508 52.6% -5.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumberland

The housing landscape of Cumberland

Cumberland's housing consists of 1,146 units, with 63.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10.5% of the housing landscape.

Housing units
1,146
-1.6% year-over-year change
Housing types
Value Percent
1 unit, detached 732 63.9%
1 unit, attached 60 5.2%
2 units 63 5.5%
3 or 4 units 36 3.1%
5 to 9 units 14 1.2%
10 to 19 units 18 1.6%
20 to 49 units 103 9%
Mobile home 120 10.5%
Homes built since 2020
29
% year-over-year change

The age of buildings in Cumberland

In Cumberland, the median construction year is 1976. About 23.6% of homes were built before the 1940s, with another 8.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 9% of homes were added from 2000 to 2009, 3.6% between 2010 and 2019, and 2.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 271 23.6% 0.4%
Built between 1940 and 1949 102 8.9% -3.8%
Built between 1950 and 1959 54 4.7% 20.0%
Built between 1960 and 1969 61 5.3% -14.1%
Built between 1970 and 1979 153 13.4% 2.7%
Built between 1980 and 1989 242 21.1% -16.3%
Built between 1990 and 1999 90 7.8% -5.3%
Built between 2000 and 2009 103 9% -3.7%
Built between 2010 and 2019 41 3.6% 28.1%
Built in 2020 or later 29 2.5% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumberland occupancy rates

Out of the 965 occupied housing units in Cumberland, 62.2% are owner-occupied, while 37.8% are lived in by tenants. Meanwhile, 15.8% of all homes on the local market sit vacant.

Occupied housing units
965
-4.0% year-over-year change
Occupancy breakdown
Renter occupied
365
Owner occupied
600
Value Percent YoY
change
Renter occupied 365 37.8% -1.9%
Owner occupied 600 62.2% -5.2%
Unoccupied housing units
15.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumberland housing costs

Housing costs in Cumberland come to a median of $892 per month, while tenants specifically pay a median gross rent of $943.

Median housing costs per month
$892/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumberland
$943/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumberland

Cumberland education at a glance

About 41.6% of the population in Cumberland went to high school, while 21.6% pursued college studies. Another 7.9% earned an associate degree and 18.8% hold a bachelor’s. Meanwhile, 7.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 39 2.3% -30.4%
High school diploma 718 41.6% -4.0%
College diploma 373 21.6% -6.5%
Associate degree 136 7.9% 6.2%
Bachelor's degree 324 18.8% 5.5%
Graduate degree 137 7.9% -5.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumberland

How much people earn in Cumberland

The average annual household income in Cumberland was $78,185 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +12% change from the previous year. At the same time, the median income stood at $49,479, reflecting a +3.6% shift over the same period.

Average household income in Cumberland
$78,185/year
12.0% year-over-year change
Median household income in Cumberland
$49,479/year
3.6% year-over-year change

Cumberland income by age

In Cumberland, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $42,380. Those with someone between 45 and 64 in charge, often well established professionally, earn $74,000 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $9,063, while those led by someone over 65, many of whom may be retired, have about $42,109 in earnings. Overall, 65% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $9,063 N/A
25 - 44 $42,380 3.6%
45 - 64 $74,000 20.0%
Over 65 $42,109 -9.1%
Above poverty level
1,402
Below poverty level
754
Value Percent YoY
change
Above poverty level 1,402 65% -12.6%
Below poverty level 754 35% 16.9%

Average renter income in Cumberland

To get a better sense of what renters earn on average in Cumberland, their median household income was $30,391 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 37.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$30,391
Rent-to-income ratio
37.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cumberland

Workforce and job types in Cumberland

The job market in Cumberland is powered by 950 working residents, spread across a range of industries and roles. 72% of the working population are employed in professional or administrative positions, while 28% are in hands-on or service-based jobs. Also, 5.2% run their own businesses, 81% are employed by private companies, and 10% work in the public sector.

Workforce demographics

Working population
950
-2.0% year-over-year change
White collar
684
Blue collar
266
Value Percent YoY change
White collar 684 72% -7.2%
Blue collar 266 28% 14.7%
Employer type
Self employees
5.2%
Private companies
81%
Governmental workers
10%
Not for profit companies
3.9%
Value Percent YoY change
Self employees 49 5.2% -48.4%
Private companies 769 81% 7.4%
Governmental workers 95 10% -5.0%
Not for profit companies 37 3.9% -36.2%
Unemployment rate
7.1%
-6.4% year-over-year change

Available workforce

The unemployment rate in Cumberland stands at 7.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cumberland

How people get around in Cumberland

Commuting methods vary: 91.6% of residents travel by personal vehicle and 3.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 855 91.6% -3.1%
Bus or trolleybus 4 0.4% -20.0%
Bicycle 11 1.2% 22.2%
Walk 30 3.2% 30.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumberland by zipcode?

Zipcode Population Number of households Median income Average income
54829 5,446 2,324 $66,538 $87,199

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FAQs about Cumberland demographics 

What is the total population of Cumberland?

Cumberland has a total population of 2,282 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -4.5% compared to a year ago.

What is the gender ratio in Cumberland?

The gender ratio in Cumberland is as follows:
  • 48.7% males (1,112 residents)
  • 51.3% females (1,170 residents)

What is the median age in Cumberland?

The median age in Cumberland is 39.3.

What is the age distribution of the population in Cumberland?

The age distribution in Cumberland is as follows:
  • Under 15: 22.2% (507 residents)
  • Ages 15-24: 13.7% (313 residents)
  • Ages 25-44: 21% (480 residents)
  • Ages 45-64: 16.6% (380 residents)
  • Over 65: 26.4% (602 residents)

What is the racial and ethnic makeup of Cumberland?

The racial and ethnic makeup of Cumberland is as follows:
  • White: 89.8% (2,048 residents)
  • Black or African American: 0.4% (10 residents)
  • American Indian and Alaska Native: 0.1% (3 residents)
  • Asian: 0.6% (13 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.5% (193 residents)
  • Other: 0.7% (15 residents)

What percentage of the population in Cumberland are U.S.-born citizens?

U.S.-born citizens represent 99% of the population in Cumberland.

How many housing units are there in Cumberland?

There are 1,146 housing units in Cumberland, reflecting a -1.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumberland and what is the average household size?

Cumberland has a total of 965 households, with an average of 2 people in each.

What is the median household income in Cumberland?

Cumberland has a median household income of $49,479, representing a +3.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cumberland?

The employment rate is 92.9% in Cumberland, with a workforce of 950 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 72% (684 residents)
  • Blue-collar workers: 28% (266 residents)

Places of employment:
  • Self-employed: 5.2% (49 residents)
  • Private companies: 81% (769 residents)
  • Governmental workers: 10% (95 residents)
  • Not-for-profit companies: 3.9% (37 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025