Chambersburg, PA demographics:
population, income, and more

Total population
22,319
1.2% year-over-year change
Median household income
$56,576/yr
0.7% year-over-year change
Housing units
10,329
2.2% year-over-year change

Chambersburg population

How many people live in Chambersburg

Chambersburg is home to 22,319 residents, according to the most recent Census data. Gender-wise, 49.6% of Chambersburg locals are male, and 50.4% are female.

Total population
22,319
1.2% year-over-year change
Gender ratio
Male
49.6%
11,066
Female
50.4%
11,253
Value Percent YoY change
Male 11,066 49.6% 1.1%
Female 11,253 50.4% 1.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chambersburg is 40, with the population distributed as follows: about 16.4% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.9% of the population, while another 23.8% fall into the 45 to 64 bracket. Finally, around 19% are 65 or older.

Median age
39.6
Age breakdown
Under 15
16.4%
15 to 24
12.8%
25 to 44
27.9%
45 to 64
23.8%
Over 65
19%
Value Percent YoY change
Under 15 3,669 16.4% -2.5%
15 to 24 2,865 12.8% 10.0%
25 to 44 6,230 27.9% 9.7%
45 to 64 5,306 23.8% -6.2%
Over 65 4,249 19% -2.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chambersburg, 85.8% of the population are US-born citizens, while 9.1% have gained naturalized citizenship. At the same time, 5.1% of residents are non-citizens. As for race, 71% of locals are Caucasian, 7% are African American and 0.8% have Asian roots. There’s also a share of 9.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
85.8%
Non-U.S.-born citizens
9.1%
Non-citizens
5.1%
Value Percent YoY change
U.S.-born citizens 19,152 85.8% -0.2%
Non-U.S.-born citizens 2,031 9.1% 21.2%
Non-citizens 1,136 5.1% -3.4%
Racial breakdown
White
71%
Black or African American
7%
American Indian and Alaska Native
1.9%
Asian
0.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.4%
Other
9.9%
Value Percent
White 15,852 71%
Black or African American 1,567 7%
American Indian and Alaska Native 422 1.9%
Asian 187 0.8%
Two or more races 2,088 9.4%
Other 2,203 9.9%

Households in Chambersburg

A peek inside Chambersburg households

Chambersburg has 9,839 households, with an average of 2 members in each. Of these, 51.8% are families, while the remaining 48.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
9,839
1.1% year-over-year change
Average people per household
2
Non-family households
4,740
Family households
5,099
Value Percent YoY change
Non-family households 4,740 48.2% 2.4%
Family households 5,099 51.8% -0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chambersburg

The housing landscape of Chambersburg

Chambersburg's housing consists of 10,329 units, with 39.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 28.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.3% of the housing landscape.

Housing units
10,329
2.2% year-over-year change
Housing types
Value Percent
1 unit, detached 4,038 39.1%
1 unit, attached 2,942 28.5%
2 units 840 8.1%
3 or 4 units 799 7.7%
5 to 9 units 503 4.9%
10 to 19 units 453 4.4%
20 to 49 units 327 3.2%
50 or more units 345 3.3%
Mobile home 30 0.3%
Boat, RV, van, etc. 52 0.5%
Homes built since 2020
86
230.8% year-over-year change

The age of buildings in Chambersburg

In Chambersburg, the median construction year is 1963. About 23.7% of homes were built before the 1940s, with another 10.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 12% of homes were added from 2000 to 2009, 6.5% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2,445 23.7% -0.5%
Built between 1940 and 1949 1,083 10.5% 23.6%
Built between 1950 and 1959 1,414 13.7% -6.5%
Built between 1960 and 1969 784 7.6% -5.0%
Built between 1970 and 1979 853 8.3% -1.2%
Built between 1980 and 1989 828 8% 51.9%
Built between 1990 and 1999 925 9% 9.5%
Built between 2000 and 2009 1,241 12% -3.9%
Built between 2010 and 2019 670 6.5% -22.4%
Built in 2020 or later 86 0.8% 230.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chambersburg occupancy rates

Out of the 9,839 occupied housing units in Chambersburg, 42.7% are owner-occupied, while 57.3% are lived in by tenants. Meanwhile, 4.7% of all homes on the local market sit vacant.

Occupied housing units
9,839
1.1% year-over-year change
Occupancy breakdown
Renter occupied
5,639
Owner occupied
4,200
Value Percent YoY
change
Renter occupied 5,639 57.3% 2.4%
Owner occupied 4,200 42.7% -0.6%
Unoccupied housing units
4.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chambersburg housing costs

Housing costs in Chambersburg come to a median of $1,091 per month, while tenants specifically pay a median gross rent of $1,099.

Median housing costs per month
$1,091/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chambersburg
$1,099/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chambersburg

Chambersburg education at a glance

About 51.4% of the population in Chambersburg went to high school, while 14.6% pursued college studies. Another 4.5% earned an associate degree and 14.8% hold a bachelor’s. Meanwhile, 10.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 725 4% 6.5%
High school diploma 9,206 51.4% -1.0%
College diploma 2,605 14.6% 10.6%
Associate degree 806 4.5% -15.1%
Bachelor's degree 2,659 14.8% -2.5%
Graduate degree 1,902 10.6% 19.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chambersburg

How much people earn in Chambersburg

The average annual household income in Chambersburg was $73,278 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -1.4% change from the previous year. At the same time, the median income stood at $56,576, reflecting a +0.7% shift over the same period.

Average household income in Chambersburg
$73,278/year
-1.4% year-over-year change
Median household income in Chambersburg
$56,576/year
0.7% year-over-year change

Chambersburg income by age

In Chambersburg, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $66,326. Those with someone between 45 and 64 in charge, often well established professionally, earn $51,614 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $60,625, while those led by someone over 65, many of whom may be retired, have about $47,362 in earnings. Overall, 84.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $60,625 33.0%
25 - 44 $66,326 -2.9%
45 - 64 $51,614 -1.6%
Over 65 $47,362 3.6%
Above poverty level
18,051
Below poverty level
3,224
Value Percent YoY
change
Above poverty level 18,051 84.8% -2.9%
Below poverty level 3,224 15.2% 30.6%

Average renter income in Chambersburg

To get a better sense of what renters earn on average in Chambersburg, their median household income was $45,771 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$45,771
Rent-to-income ratio
28.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chambersburg

Workforce and job types in Chambersburg

The job market in Chambersburg is powered by 10,247 working residents, spread across a range of industries and roles. 74.2% of the working population are employed in professional or administrative positions, while 25.8% are in hands-on or service-based jobs. Also, 5.2% run their own businesses, 66.4% are employed by private companies, and 14.4% work in the public sector.

Workforce demographics

Working population
10,247
1.0% year-over-year change
White collar
7,601
Blue collar
2,646
Value Percent YoY change
White collar 7,601 74.2% 8.5%
Blue collar 2,646 25.8% -15.9%
Employer type
Self employees
5.2%
Private companies
66.4%
Governmental workers
14.4%
Not for profit companies
14%
Value Percent YoY change
Self employees 538 5.2% -2.9%
Private companies 6,801 66.4% -3.5%
Governmental workers 1,478 14.4% 1.2%
Not for profit companies 1,430 14% 31.9%
Unemployment rate
7.8%
46.4% year-over-year change

Available workforce

The unemployment rate in Chambersburg stands at 7.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chambersburg

How people get around in Chambersburg

In Chambersburg, the average commute time is 16 minutes. Commuting methods vary: 82.6% of residents travel by personal vehicle and 5.1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
16 min
-12.7% year-over-year change
Means of transportation
Value Percent YoY change
Car 8,244 82.6% -1.4%
Taxicab 112 1.1% 16.7%
Bus or trolleybus 21 0.2% 0.0%
Bicycle 6 0.1% -14.3%
Walk 506 5.1% 4.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Chambersburg by zipcode?

Zipcode Population Number of households Median income Average income
17201 27,554 12,244 $61,234 $76,767
17202 33,566 12,631 $96,318 $112,630

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FAQs about Chambersburg demographics 

What is the total population of Chambersburg?

Chambersburg has a total population of 22,319 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.2% compared to a year ago.

What is the gender ratio in Chambersburg?

The gender ratio in Chambersburg is as follows:
  • 49.6% males (11,066 residents)
  • 50.4% females (11,253 residents)

What is the median age in Chambersburg?

The median age in Chambersburg is 39.6.

What is the age distribution of the population in Chambersburg?

The age distribution in Chambersburg is as follows:
  • Under 15: 16.4% (3,669 residents)
  • Ages 15-24: 12.8% (2,865 residents)
  • Ages 25-44: 27.9% (6,230 residents)
  • Ages 45-64: 23.8% (5,306 residents)
  • Over 65: 19% (4,249 residents)

What is the racial and ethnic makeup of Chambersburg?

The racial and ethnic makeup of Chambersburg is as follows:
  • White: 71% (15,852 residents)
  • Black or African American: 7% (1,567 residents)
  • American Indian and Alaska Native: 1.9% (422 residents)
  • Asian: 0.8% (187 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9.4% (2,088 residents)
  • Other: 9.9% (2,203 residents)

What percentage of the population in Chambersburg are U.S.-born citizens?

U.S.-born citizens represent 85.8% of the population in Chambersburg.

How many housing units are there in Chambersburg?

There are 10,329 housing units in Chambersburg, reflecting a +2.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chambersburg and what is the average household size?

Chambersburg has a total of 9,839 households, with an average of 2 people in each.

What is the median household income in Chambersburg?

Chambersburg has a median household income of $56,576, representing a +0.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chambersburg?

The employment rate is 92.2% in Chambersburg, with a workforce of 10,247 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 74.2% (7,601 residents)
  • Blue-collar workers: 25.8% (2,646 residents)

Places of employment:
  • Self-employed: 5.2% (538 residents)
  • Private companies: 66.4% (6,801 residents)
  • Governmental workers: 14.4% (1,478 residents)
  • Not-for-profit companies: 14% (1,430 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025