Harding, NJ demographics:
population, income, and more

Total population
15,300
1.5% year-over-year change
Median household income
$204,016/yr
56.7% year-over-year change
Housing units
6,236
0.5% year-over-year change

Harding population

How many people live in Harding

Harding is home to 15,300 residents, according to the most recent Census data. Gender-wise, 50% of Harding locals are male, and 50% are female.

Total population
15,300
1.5% year-over-year change
Gender ratio
Male
50%
7,656
Female
50%
7,644
Value Percent YoY change
Male 7,656 50% 0.6%
Female 7,644 50% 2.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Harding is 48, with the population distributed as follows: about 14.9% are children under 15, then 12.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.1% of the population, while another 26.8% fall into the 45 to 64 bracket. Finally, around 17.6% are 65 or older.

Median age
48
Age breakdown
Under 15
14.9%
15 to 24
12.6%
25 to 44
28.1%
45 to 64
26.8%
Over 65
17.6%
Value Percent YoY change
Under 15 2,273 14.9% 1.9%
15 to 24 1,925 12.6% -3.3%
25 to 44 4,296 28.1% 4.1%
45 to 64 4,109 26.8% 0.1%
Over 65 2,698 17.6% 3.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Harding, 82.3% of the population are US-born citizens, while 10.1% have gained naturalized citizenship. At the same time, 7.6% of residents are non-citizens. As for race, 68.2% of locals are Caucasian, 4.7% are African American and 4.8% have Asian roots. There’s also a share of 15.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
82.3%
Non-U.S.-born citizens
10.1%
Non-citizens
7.6%
Value Percent YoY change
U.S.-born citizens 12,588 82.3% 0.4%
Non-U.S.-born citizens 1,552 10.1% 8.1%
Non-citizens 1,160 7.6% 5.3%
Racial breakdown
White
68.2%
Black or African American
4.7%
American Indian and Alaska Native
0.1%
Asian
4.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
15.8%
Other
6.4%
Value Percent
White 10,434 68.2%
Black or African American 714 4.7%
American Indian and Alaska Native 18 0.1%
Asian 741 4.8%
Two or more races 2,409 15.8%
Other 984 6.4%

Households in Harding

A peek inside Harding households

Harding has 6,082 households, with an average of 2 members in each. Of these, 63.2% are families, while the remaining 36.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,082
1.3% year-over-year change
Average people per household
2
Non-family households
2,240
Family households
3,841
Value Percent YoY change
Non-family households 2,240 36.8% -1.7%
Family households 3,841 63.2% 3.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Harding

The housing landscape of Harding

Harding's housing consists of 6,236 units, with 50.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 11.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.4% of the housing landscape.

Housing units
6,236
0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 3,166 50.8%
1 unit, attached 718 11.5%
2 units 291 4.7%
3 or 4 units 376 6%
5 to 9 units 226 3.6%
10 to 19 units 361 5.8%
20 to 49 units 397 6.4%
50 or more units 677 10.9%
Mobile home 24 0.4%
Homes built since 2020
51
82.1% year-over-year change

The age of buildings in Harding

In Harding, the median construction year is 1958. About 18.5% of homes were built before the 1940s, with another 4.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.8% of homes were added from 2000 to 2009, 11.1% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,154 18.5% 6.7%
Built between 1940 and 1949 256 4.1% -20.2%
Built between 1950 and 1959 805 12.9% -5.7%
Built between 1960 and 1969 986 15.8% 0.0%
Built between 1970 and 1979 615 9.9% -6.4%
Built between 1980 and 1989 768 12.3% -5.9%
Built between 1990 and 1999 547 8.8% 0.7%
Built between 2000 and 2009 363 5.8% 4.0%
Built between 2010 and 2019 690 11.1% 21.1%
Built in 2020 or later 51 0.8% 82.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Harding occupancy rates

Out of the 6,082 occupied housing units in Harding, 63.1% are owner-occupied, while 36.9% are lived in by tenants. Meanwhile, 2.5% of all homes on the local market sit vacant.

Occupied housing units
6,082
1.3% year-over-year change
Occupancy breakdown
Renter occupied
2,245
Owner occupied
3,837
Value Percent YoY
change
Renter occupied 2,245 36.9% -1.8%
Owner occupied 3,837 63.1% 3.3%
Unoccupied housing units
2.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Harding housing costs

Housing costs in Harding come to a median of $2,378 per month, while tenants specifically pay a median gross rent of $2,306.

Median housing costs per month
$2,378/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Harding
$2,306/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Harding

Harding education at a glance

About 18.7% of the population in Harding went to high school, while 10.1% pursued college studies. Another 4% earned an associate degree and 36.2% hold a bachelor’s. Meanwhile, 28% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 364 3% 5.2%
High school diploma 2,304 18.7% -5.7%
College diploma 1,252 10.1% -2.0%
Associate degree 497 4% 1.8%
Bachelor's degree 4,473 36.2% 0.7%
Graduate degree 3,458 28% 7.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Harding

How much people earn in Harding

The average annual household income in Harding was $294,909 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +34.3% change from the previous year. At the same time, the median income stood at $204,016, reflecting a +56.7% shift over the same period.

Average household income in Harding
$294,909/year
34.3% year-over-year change
Median household income in Harding
$204,016/year
56.7% year-over-year change

Harding income by age

In Harding, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $162,331. Those with someone between 45 and 64 in charge, often well established professionally, earn $204,228 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $93,293, while those led by someone over 65, many of whom may be retired, have about $186,570 in earnings. Overall, 93.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $93,293 -0.6%
25 - 44 $162,331 8.7%
45 - 64 $204,228 39.2%
Over 65 $186,570 50.9%
Above poverty level
13,981
Below poverty level
908
Value Percent YoY
change
Above poverty level 13,981 93.9% 2.9%
Below poverty level 908 6.1% -11.2%

Employment in Harding

Workforce and job types in Harding

92% of the working population are employed in professional or administrative positions, while 8% are in hands-on or service-based jobs. Also, 10.6% run their own businesses, 70% are employed by private companies, and 11.8% work in the public sector.

Workforce demographics

White collar
7,741
Blue collar
674
Value Percent YoY change
White collar 7,741 92% 5.3%
Blue collar 674 8% -20.1%
Employer type
Self employees
10.6%
Private companies
70%
Governmental workers
11.8%
Not for profit companies
7.6%
Value Percent YoY change
Self employees 893 10.6% -0.7%
Private companies 5,893 70% 1.8%
Governmental workers 994 11.8% 9.2%
Not for profit companies 635 7.6% 6.4%

Transportation in Harding

How people get around in Harding

In Harding, the average commute time is 9 minutes. Commuting methods vary: 89.4% of residents travel by personal vehicle and 4.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
9 min
-73.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 5,547 89.4% 0.1%
Taxicab 33 0.5% 57.1%
Bus or trolleybus 18 0.3% -50.0%
Railroad 275 4.4% 7.4%
Motorcycle 6 0.1% N/A
Bicycle 43 0.7% -2.3%
Walk 285 4.6% -6.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Harding by zipcode?

Zipcode Population Number of households Median income Average income
07976 389 151 $247,697 $475,050
07960 46,702 18,575 $160,334 $225,910

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FAQs about Harding demographics 

What is the total population of Harding?

Harding has a total population of 15,300 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.5% compared to a year ago.

What is the gender ratio in Harding?

The gender ratio in Harding is as follows:
  • 50% males (7,656 residents)
  • 50% females (7,644 residents)

What is the median age in Harding?

The median age in Harding is 48.

What is the age distribution of the population in Harding?

The age distribution in Harding is as follows:
  • Under 15: 14.9% (2,273 residents)
  • Ages 15-24: 12.6% (1,925 residents)
  • Ages 25-44: 28.1% (4,296 residents)
  • Ages 45-64: 26.8% (4,109 residents)
  • Over 65: 17.6% (2,698 residents)

What is the racial and ethnic makeup of Harding?

The racial and ethnic makeup of Harding is as follows:
  • White: 68.2% (10,434 residents)
  • Black or African American: 4.7% (714 residents)
  • American Indian and Alaska Native: 0.1% (18 residents)
  • Asian: 4.8% (741 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 15.8% (2,409 residents)
  • Other: 6.4% (984 residents)

What percentage of the population in Harding are U.S.-born citizens?

U.S.-born citizens represent 82.3% of the population in Harding.

How many housing units are there in Harding?

There are 6,236 housing units in Harding, reflecting a +0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Harding and what is the average household size?

Harding has a total of 6,082 households, with an average of 2 people in each.

What is the median household income in Harding?

Harding has a median household income of $204,016, representing a +56.7% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Harding?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 92% (7,741 residents)
  • Blue-collar workers: 8% (674 residents)

Places of employment:
  • Self-employed: 10.6% (893 residents)
  • Private companies: 70% (5,893 residents)
  • Governmental workers: 11.8% (994 residents)
  • Not-for-profit companies: 7.6% (635 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025