Michiana Shores, IN demographics:
population, income, and more

Total population
364
-15.9% year-over-year change
Median household income
$91,250/yr
-1.4% year-over-year change
Housing units
296
-19.1% year-over-year change

Michiana Shores population

How many people live in Michiana Shores

Michiana Shores is home to 364 residents, according to the most recent Census data. Gender-wise, 51.9% of Michiana Shores locals are male, and 48.1% are female.

Total population
364
-15.9% year-over-year change
Gender ratio
Male
51.9%
189
Female
48.1%
175
Value Percent YoY change
Male 189 51.9% -15.6%
Female 175 48.1% -16.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Michiana Shores is 63, with the population distributed as follows: about 6.3% are children under 15, then 11.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 8.5% of the population, while another 28% fall into the 45 to 64 bracket. Finally, around 45.9% are 65 or older.

Median age
62.9
Age breakdown
Under 15
6.3%
15 to 24
11.3%
25 to 44
8.5%
45 to 64
28%
Over 65
45.9%
Value Percent YoY change
Under 15 23 6.3% -23.3%
15 to 24 41 11.3% 5.1%
25 to 44 31 8.5% -36.7%
45 to 64 102 28% -33.8%
Over 65 167 45.9% 3.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Michiana Shores, 94% of the population are US-born citizens, while 5% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. There’s also a share of 11% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94%
Non-U.S.-born citizens
5%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 342 94% -16.4%
Non-U.S.-born citizens 18 5% -14.3%
Non-citizens 4 1.1% 33.3%
Racial breakdown
White
87.6%
Black or African American
0.8%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
11%
Other
0.6%
Value Percent
White 319 87.6%
Black or African American 3 0.8%
Two or more races 40 11%
Other 2 0.6%

Households in Michiana Shores

A peek inside Michiana Shores households

Michiana Shores has 172 households, with an average of 2 members in each. Of these, 56.4% are families, while the remaining 43.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
172
-17.3% year-over-year change
Average people per household
2
Non-family households
75
Family households
97
Value Percent YoY change
Non-family households 75 43.6% -10.7%
Family households 97 56.4% -21.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Michiana Shores

The housing landscape of Michiana Shores

Michiana Shores's housing consists of 296 units, with 99% being detached single-family homes ideal for those wanting space.

Housing units
296
-19.1% year-over-year change
Housing types
Value Percent
1 unit, detached 293 99%
3 or 4 units 3 1%
Homes built since 2020
2
% year-over-year change

The age of buildings in Michiana Shores

In Michiana Shores, the median construction year is 1958. About 16.2% of homes were built before the 1940s, with another 23.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.7% of homes were added from 2000 to 2009, 3.4% between 2010 and 2019, and 0.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 48 16.2% -12.7%
Built between 1940 and 1949 69 23.3% -21.6%
Built between 1950 and 1959 40 13.5% -9.1%
Built between 1960 and 1969 19 6.4% -48.6%
Built between 1970 and 1979 28 9.5% 27.3%
Built between 1980 and 1989 31 10.5% -32.6%
Built between 1990 and 1999 32 10.8% -5.9%
Built between 2000 and 2009 17 5.7% -43.3%
Built between 2010 and 2019 10 3.4% 0.0%
Built in 2020 or later 2 0.7% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Michiana Shores occupancy rates

Out of the 172 occupied housing units in Michiana Shores, 94.2% are owner-occupied, while 5.8% are lived in by tenants. Meanwhile, 41.9% of all homes on the local market sit vacant.

Occupied housing units
172
-17.3% year-over-year change
Occupancy breakdown
Renter occupied
10
Owner occupied
162
Value Percent YoY
change
Renter occupied 10 5.8% -16.7%
Owner occupied 162 94.2% -17.4%
Unoccupied housing units
41.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Michiana Shores housing costs

Housing costs in Michiana Shores come to a median of $1,268 per month, while tenants specifically pay a median gross rent of $1,000.

Median housing costs per month
$1,268/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Michiana Shores
$1,000/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Michiana Shores

Michiana Shores education at a glance

About 12.9% of the population in Michiana Shores went to high school, while 32.9% pursued college studies. Another 6.9% earned an associate degree and 20.1% hold a bachelor’s. Meanwhile, 27.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 43 12.9% -4.4%
College diploma 110 32.9% 0.9%
Associate degree 23 6.9% -4.2%
Bachelor's degree 67 20.1% -33.7%
Graduate degree 91 27.2% -15.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Michiana Shores

How much people earn in Michiana Shores

The average annual household income in Michiana Shores was $161,884 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +12% change from the previous year. At the same time, the median income stood at $91,250, reflecting a -1.4% shift over the same period.

Average household income in Michiana Shores
$161,884/year
11.9% year-over-year change
Median household income in Michiana Shores
$91,250/year
-1.4% year-over-year change

Michiana Shores income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $159,375 overall. Overall, 84.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $159,375 9.2%
Over 65 $64,318 5.6%
Above poverty level
306
Below poverty level
56
Value Percent YoY
change
Above poverty level 306 84.5% -18.2%
Below poverty level 56 15.5% -1.8%

Average renter income in Michiana Shores

To get a better sense of what renters earn on average in Michiana Shores, their median household income was $68,125 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 17.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$68,125
Rent-to-income ratio
17.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Michiana Shores

Workforce and job types in Michiana Shores

The job market in Michiana Shores is powered by 141 working residents, spread across a range of industries and roles. 92.2% of the working population are employed in professional or administrative positions, while 7.8% are in hands-on or service-based jobs. Also, 12.1% run their own businesses, 59.6% are employed by private companies, and 6.4% work in the public sector.

Workforce demographics

Working population
141
-33.5% year-over-year change
White collar
130
Blue collar
11
Value Percent YoY change
White collar 130 92.2% -31.6%
Blue collar 11 7.8% -50.0%
Employer type
Self employees
12.1%
Private companies
59.6%
Governmental workers
6.4%
Not for profit companies
22%
Value Percent YoY change
Self employees 17 12.1% -39.3%
Private companies 84 59.6% -28.8%
Governmental workers 9 6.4% -62.5%
Not for profit companies 31 22% -26.2%
Unemployment rate
1.4%
-33.3% year-over-year change

Available workforce

The unemployment rate in Michiana Shores stands at 1.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Michiana Shores

How people get around in Michiana Shores

Commuting methods vary: 76.6% of residents travel by personal vehicle and 1.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 108 76.6% -34.9%
Railroad 1 0.7% -50.0%
Walk 2 1.4% 100.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Michiana Shores by zipcode?

Zipcode Population Number of households Median income Average income
46360 43,817 18,269 $59,266 $81,584

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FAQs about Michiana Shores demographics 

What is the total population of Michiana Shores?

Michiana Shores has a total population of 364 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -15.9% compared to a year ago.

What is the gender ratio in Michiana Shores?

The gender ratio in Michiana Shores is as follows:
  • 51.9% males (189 residents)
  • 48.1% females (175 residents)

What is the median age in Michiana Shores?

The median age in Michiana Shores is 62.9.

What is the age distribution of the population in Michiana Shores?

The age distribution in Michiana Shores is as follows:
  • Under 15: 6.3% (23 residents)
  • Ages 15-24: 11.3% (41 residents)
  • Ages 25-44: 8.5% (31 residents)
  • Ages 45-64: 28% (102 residents)
  • Over 65: 45.9% (167 residents)

What is the racial and ethnic makeup of Michiana Shores?

The racial and ethnic makeup of Michiana Shores is as follows:
  • White: 87.6% (319 residents)
  • Black or African American: 0.8% (3 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 11% (40 residents)
  • Other: 0.6% (2 residents)

What percentage of the population in Michiana Shores are U.S.-born citizens?

U.S.-born citizens represent 94% of the population in Michiana Shores.

How many housing units are there in Michiana Shores?

There are 296 housing units in Michiana Shores, reflecting a -19.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Michiana Shores and what is the average household size?

Michiana Shores has a total of 172 households, with an average of 2 people in each.

What is the median household income in Michiana Shores?

Michiana Shores has a median household income of $91,250, representing a -1.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Michiana Shores?

The employment rate is 98.6% in Michiana Shores, with a workforce of 141 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 92.2% (130 residents)
  • Blue-collar workers: 7.8% (11 residents)

Places of employment:
  • Self-employed: 12.1% (17 residents)
  • Private companies: 59.6% (84 residents)
  • Governmental workers: 6.4% (9 residents)
  • Not-for-profit companies: 22% (31 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025